Terms & Conditions

These Terms & Conditions explain the rules that apply when you access or use Fat Pirate Casino, including its website, account services, games and related features. Please read them carefully before registering, depositing funds or playing. By using the service, you acknowledge that you have read and accepted these terms. If you do not agree with them, you should not use the service.

Fat Pirate Casino operates under a licence issued by the regulatory authorities in Costa Rica, providing a framework for its gaming operations across international markets.

1. General terms and eligibility

These terms form an agreement between you and the operator of Fat Pirate Casino. They apply to your access to and use of the website, your player account, casino games, payment features, promotions and any other services made available through the platform. Additional rules may apply to particular games, promotions or services. Where additional rules conflict with these terms, the additional rules will generally apply to the relevant activity.

You must be legally permitted to use online gambling services in the place where you are located. You are responsible for checking the laws that apply to you before registering or playing. Access may be restricted in some locations. Fat Pirate Casino may refuse access, suspend an account or prevent participation where use of the service is not permitted, cannot be verified or may create a legal or compliance concern.

You must meet the applicable minimum age requirement and provide accurate information during registration. You must not create an account on behalf of another person, allow another person to use your account or hold more than one account unless expressly permitted. Accounts are intended for individual use and may not be sold, transferred or shared.

Provide complete, current and truthful registration information.
Keep your username, password and other security details confidential.
Notify Fat Pirate Casino if you believe your account has been accessed without permission.
Use the service only for lawful purposes and in accordance with these terms.
Take reasonable steps to prevent children or other unauthorised people from accessing your account.

You are responsible for activity carried out through your account unless you have promptly reported unauthorised access and the circumstances show that you were not responsible. Fat Pirate Casino may request identity, age, address, payment or source-of-funds information before allowing access to some features or processing certain transactions.

2. Accounts, deposits and withdrawals

Only one personal account should be used unless Fat Pirate Casino has given written permission otherwise. If duplicate, linked or improperly created accounts are identified, the operator may close or restrict them and review related transactions. Any action taken will be subject to applicable law and the operator’s verification and compliance procedures.

You may deposit funds only using a payment method that you are authorised to use. Payment details must be accurate and belong to you unless another arrangement has been approved. A deposit must not be used to test, conceal or move funds for another person. Fat Pirate Casino may decline, reverse or delay a payment where the transaction cannot be verified or appears unusual, unauthorised or unlawful.

Available payment methods, processing conditions, minimums, maximums and any applicable charges may be displayed on the website or during a transaction. These details can change. You should review the information shown before confirming a payment. Your bank, card provider or payment service may apply its own fees, exchange rates or conditions, for which you may be responsible.

Withdrawals may be subject to account verification, payment checks, wagering requirements that are clearly disclosed for a relevant promotion, and applicable legal or anti-money-laundering procedures. Funds may be returned through an approved method and may not always be sent to a different person or payment account. Any request for supporting documents should be handled promptly and securely through the available account process.

You should not deposit more than you can afford to lose. Gambling is entertainment, not a way to earn income or recover debts. Fat Pirate Casino does not guarantee winnings, profit, uninterrupted access or that a particular game will produce a particular result. Games are based on their stated rules and outcomes should be treated as uncertain.

3. Games, promotions and account restrictions

Game rules, available features and presentation may vary. You should understand the rules of a game before placing a wager. A wager is generally treated as accepted when recorded by the platform, subject to technical checks and any applicable game rules. If a technical fault, display error, interrupted connection or other system issue affects a transaction, Fat Pirate Casino may investigate and take reasonable corrective action.

Promotions, bonuses, tournaments and other offers are subject to their own terms. Those terms should explain eligibility, expiry, participation requirements, permitted games, wagering conditions and any restrictions that apply. Offers may be changed, withdrawn or limited where allowed by law. You should not participate in a promotion unless you understand its conditions.

Promotional benefits are intended for genuine recreational use. Exploiting a technical error, manipulating an offer, opening accounts to obtain an unfair advantage, using prohibited strategies or coordinating with others may result in an account review. Where permitted by law, Fat Pirate Casino may cancel affected benefits, void related activity or restrict future promotional participation.

Fat Pirate Casino may suspend, close or restrict an account where there is a suspected breach of these terms, a security concern, a verification issue, responsible gambling concern, payment problem, legal requirement or suspected fraud, money laundering or other misconduct. Where appropriate, you may be asked to provide information before a decision is completed. Any remaining balance will be handled in accordance with applicable law and relevant account procedures.

4. Responsible gambling, privacy and legal information

Gambling should remain a choice made for entertainment. Set a budget and time limit before you begin, take regular breaks and avoid gambling when you are upset, tired or under the influence of alcohol or other substances. Do not chase losses or borrow money to gamble. If gambling is becoming difficult to control, stop using the service and seek support from an appropriate Australian gambling help service or qualified professional.

Use available deposit, session, loss or other account controls where offered.
Consider a temporary break or account closure if you need distance from gambling.
Do not ask another person to gamble for you or use another person’s account.
Seek independent support if gambling affects your finances, relationships, work or wellbeing.
Contact the relevant support service in your state or territory for confidential assistance.

Personal information is handled in accordance with the Fat Pirate Casino Privacy Policy. Information may be collected and used to provide services, verify identity and age, process payments, maintain security, meet legal obligations, manage risk and communicate with you about your account. You should review the Privacy Policy for information about collection, use, storage, disclosure and your available privacy choices.

The website and its content are provided subject to applicable law. Fat Pirate Casino aims to keep information accurate and available, but it does not guarantee that the website will always be uninterrupted, error-free or free from harmful software. You are responsible for using suitable devices, software and internet security. Nothing in these terms excludes or limits a right or guarantee that cannot lawfully be excluded or limited under Australian consumer law.

To the extent permitted by law, Fat Pirate Casino is not responsible for loss caused by events outside its reasonable control, including telecommunications failures, outages, software faults, cyber incidents, payment-provider disruption or changes in legal requirements. This does not affect rights that cannot be excluded under applicable law.

Changes and disputes

These terms may be updated from time to time to reflect changes to the service, law, security requirements or business practices. The current version will be made available on the website, and continued use after an update may indicate acceptance of the revised terms. If a significant change affects your rights or obligations, relevant notice may be provided where appropriate.

If you have a concern about your account, a transaction or the service, raise it through the available support or account channels and provide enough information for the matter to be reviewed. You should keep records of relevant dates, amounts and messages. Fat Pirate Casino may investigate complaints and request further information. Nothing in these terms prevents you from exercising a legal right, contacting an appropriate consumer body or seeking independent legal advice.

If any part of these terms is found to be invalid or unenforceable, that part will be read down or removed to the extent necessary, while the remaining terms continue to apply. A failure to enforce a provision immediately does not mean that the provision has been waived. These terms are intended to be interpreted consistently with the laws and mandatory consumer protections that apply to you.